Risk ResQConstruction Guarantees & Insurance Solutions
- Personal Insurance
- Business Insurance
- Long Term Insurance
- Short Term Insurance
ABOUT RISK RESQ
Founded by construction people, for construction people.
Our Story
Risk ResQ was founded with a clear mission: to empower construction professionals by providing comprehensive financial instruments that mitigate risk, ensure project continuity, and foster trust among stakeholders.
Our journey began with a deep understanding of the complexities and uncertainties inherent in the construction industry. We recognised the need for robust financial protection solutions that could safeguard investments and ensure the smooth execution of projects — and built Risk ResQ to fill that gap.
Our Founders
Risk ResQ was founded by seasoned construction professionals, each bringing over 20 years of industry experience to the table. Our founders bring first-hand, on-the-ground experience of construction management and risk — backed by the regulatory standing of an Authorised Financial Services Provider and registered credit provider, so clients can verify our credentials rather than take our word for it.
We are not just finance people who crunch numbers. We understand you. We are one of you.
Risk ResQ is an Authorised Financial Services Provider — Licence Number 54423
VisionWHAT WE'RE BUILDING TOWARD
At Risk ResQ, our vision is to be the leading provider of construction guarantees and insurance solutions, empowering construction professionals to navigate the complexities of their projects with confidence and security. We aim to foster a culture of trust, innovation and excellence, ensuring that every stakeholder in the construction industry is protected from unforeseen risks and equipped to achieve their full potential.
Through our comprehensive suite of guarantees and unwavering commitment to client satisfaction, we strive to set the standard for risk management in the construction sector — driving project success and financial stability for generations to come.
MissionHOW WE GET THERE
At Risk ResQ, our mission is to empower construction professionals by providing comprehensive and tailored construction guarantees and insurance solutions. We are dedicated to mitigating risk, ensuring project continuity, and fostering trust among stakeholders.
Through our expertise, innovative strategies and commitment to client satisfaction, we aim to deliver measurable results that protect investments and drive project success. Our goal is to set the standard for risk management in the construction sector, guiding our clients through the complexities of their projects with confidence and financial security.
HOW TO APPLY
Our Application Process
Applying for our construction guarantees typically involves the four steps outlined here — from documentation through to receiving cover.
Gather Documentation
Prepare necessary documents, including company financial statements, project details, and identification documents.
Submit Application
Complete the application form provided by Risk ResQ, ensuring all required information is included.
Assessment
Our team will review your application, evaluating your financial standing and project information.
Receive Coverage
Once approved, the construction guarantee or insurance will be issued, allowing you to proceed with your project confidently.
Our Unique Value Proposition
Four things that make working with Risk ResQ different from a standard underwriter.
Built By Contractors, Not Just Underwriters
Our founders are construction professionals themselves, with 20+ years of combined industry experience — we've stood where our clients stand.
Comprehensive, Not One-Size-Fits-All
From bid bonds to cyber cover, our guarantees and insurance are tailored to your project's scope, complexity and risk exposure — not a generic template.
Project Continuity, Start To Finish
We're with you from the first shovel in the ground to the final handover, helping keep your project moving even when the unexpected happens.
Licensed & Regulated
An Authorised Financial Services Provider (FSP 54423) and NCR-registered credit provider (NCR NCRCP23245) — properly regulated protection you can rely on.
Why Risk ResQ
Why Contractors and Project Owners Choose Risk ResQ
Deep Industry Roots
20+ years of combined construction industry experience behind every policy we write.
Fully Regulated & Compliant
An Authorised Financial Services Provider and registered credit provider with the NCR — regulatory standing you can verify.
Tailored Cover
Guarantees and insurance tailored to your contract value, duration and risk profile — never one-size-fits-all.
Fast, Personal Support
A dedicated team that moves quickly when it matters most — at application stage and at claims stage.
Who We Work With
Industries We Serve
From single sites to multi-project portfolios — guarantees and insurance built for how South African construction actually happens, across every sector we cover.
National Footprint
National Coverage, Every Province
Wherever the project is, we’re already close by. From two offices, our guarantees and insurance reach into every province — supporting contractors and project owners across South Africa’s major construction hubs.
9/9
Provinces Served
2
Regional Offices
Frequently Asked Questions
Answers Before You Apply
Can’t find what you’re looking for? Contact us and we’ll walk you through it.